Short answer: Yes, but only partly. Target maturity and gilt index funds let you follow a bond index at low cost. They suit goals with a fixed end date. India has few passive options for corporate bond or short-term needs. So many investors mix passive and active debt funds. Key Facts Passive debt funds follow
Quick Answer: Stock market work in India has five routes, so your role decides your exam. First, Authorised Persons distribute for a broker. Second, Research Analysts use NISM Series XV. Third, Investment Advisers use X-A and X-B. Also, portfolio managers need SEBI registration and ₹5 crore net worth, while PMS distributors use XXI-A. Key Facts
Quick answer: An ELSS fund is a tax-saving mutual fund that invests mostly in shares. You can claim up to ₹1.5 lakh a year under Section 80C. This is now Section 123 of the Income-tax Act, 2025. It has a 3-year lock-in. The deduction works only in the old tax regime. Key Facts ELSS stands
A nominee is the person who receives your investments first after you passed away. A legal heir is the person the law says owns them. These can be different people. So every investor needs both: a clear nominee on each account, and a simple legal heir plan, such as a Will. Key Facts A nominee
Direct Answer: Very few benefits in India are exclusively for women. Sukanya Samriddhi Yojana (girl child, 8.2% p.a.) is genuinely women-specific. Home loan, car loan and stamp duty concessions are real but lender- or state-specific, not universal. There is no separate income tax slab for women, and Stand-Up India’s original terms ended 31 March 2025.
To build your first investment portfolio in India: build a 3-6 month emergency fund, get term and health insurance, define your goals, then split money between equity mutual funds (via SIP) and debt instruments based on your time horizon. Start small, automate it, and increase the amount every year. Key Facts A SIP in most
Direct Answer: Building a ₹5 Crore corpus between ages 25 and 45 is achievable through disciplined monthly SIP investing, ideally with an annual step-up of around 5%. Starting early matters more than the amount — an investor starting a SIP at 25 can end up with significantly more wealth than someone who starts later, even
Direct Answer: The Rule of 72 is a quick formula to estimate how long an investment takes to double: divide 72 by the expected annual rate of return. For example, at 12% (a historical equity mutual fund average), your money doubles in roughly 6 years; at 7-8% (post office savings or FDs), it takes 9-10
Investments in Mutual Funds are subject to Market Risks. Read all scheme related documents carefully before investing. Mutual Fund Schemes do not assure or guarantee any returns. Past performances of any Mutual Fund Scheme may or may not be sustained in future. There is no guarantee that the investment objective of any suggested scheme shall be achieved. All existing and prospective investors are advised to check and evaluate the Exit loads and other cost structure (TER) applicable at the time of making the investment before finalizing on any investment decision for Mutual Funds schemes. Before making an investment, please contact the investment expert at Deepak Wealth Framework for designing a portfolio that suits your needs. We deal in Regular Plans only for Mutual Fund Schemes and earn a Trailing Commission on client investments. Disclosure For Commission earnings is made to clients at the time of investments. Option of Direct Plan for every Mutual Fund Scheme is available to investors offering advantage of lower expense ratio. We are not entitled to earn any commission on Direct plans. Hence we do not deal in Direct Plans.
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