Free Planning Tools

Financial Calculators

Plan your SIPs, withdrawals, transfers and retirement, built for Indian investors, by Deepak Wealth Framework.

All Calculators
Investing
Retirement
Planning
Research
Risk
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Investing
SIP Calculator
Project your SIP maturity value, total investment and wealth gained over time.
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Retirement
SWP Calculator
Plan systematic withdrawals from your corpus, monthly income, balance and sustainability.
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Investing
Step-Up SIP Calculator
See how increasing your SIP every year grows your corpus versus a flat SIP.
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Investing
STP Calculator
Model a systematic transfer from a debt or liquid fund into equity over time.
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Investing
Lumpsum Calculator
Project the future value of a one-time or annual lumpsum investment over your chosen tenure and return rate.
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Retirement
Retirement Planning Calculator
Find the corpus you need at retirement and whether your current plan is on track.
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Risk
Know Your Risk Profile
A short 2-minute quiz to find out whether you are conservative, balanced or aggressive.
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Research
Mutual Fund Research
Search and compare mutual fund schemes — returns, category and fund details, all in one place.
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Planning
Surplus Money Finder & Expense Tracker
Track EMIs, essentials and lifestyle spending to find your real monthly surplus — and what it could grow into if invested.
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Planning
Financial Planning CalculatorComing Soon
A goal-based planning tool to map your income, expenses and savings to your life goals.
Launching soon
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Planning
Child Education CalculatorComing Soon
Estimate the future cost of your child’s education and the monthly SIP needed to reach it.
Launching soon
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Planning
EMI Recovery Planning CalculatorComing Soon
Plan how quickly you can prepay or restructure a loan and see the interest you save.
Launching soon
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Planning
Term Plan + SIP CalculatorComing Soon
See how pairing a term insurance cover with a SIP builds protection and wealth together.
Launching soon

Frequently Asked Questions

Common questions about SIP, SWP, STP and retirement planning calculators.
Are these calculators free to use?
Yes. All calculators on this page are free, publicly available tools built to help you plan your investments. No login or fee is required.
How accurate are the calculator results?
These calculators give indicative, illustrative projections based on the return rate you enter. They assume a constant annual return for simplicity, whereas actual mutual fund returns fluctuate year to year. Use the results as a planning guide, not a guarantee.
Which calculator should I use to start?
If you are investing a fixed amount every month, use the SIP Calculator. If you already have a lump sum and want regular income from it, use the SWP Calculator. If you want to plan for retirement specifically, use the Retirement Planning Calculator, which combines several of these ideas together.
Do I need to know my exact expected return before using these tools?
No. Try a few different return assumptions (for example 8 percent, 10 percent and 12 percent) to see a realistic range of outcomes, rather than relying on a single number.
Can I get help interpreting my results?
Yes. These calculators are meant as a starting point for a conversation, not a replacement for advice. Reach out through the Contact Us page to discuss your specific numbers with an AMFI-registered advisor.
This information is for general education only and does not constitute investment advice. Mutual Fund investments are subject to market risk, please read all scheme related documents carefully before investing. Deepak Gokul, Founder and Principal Advisor, Deepak Wealth Framework Pvt Ltd, is an AMFI-registered Mutual Fund Distributor, ARN: 328771.

Disclaimer

Investments in Mutual Funds are subject to Market Risks. Read all scheme related documents carefully before investing. Mutual Fund Schemes do not assure or guarantee any returns. Past performances of any Mutual Fund Scheme may or may not be sustained in future. There is no guarantee that the investment objective of any suggested scheme shall be achieved. All existing and prospective investors are advised to check and evaluate the Exit loads and other cost structure (TER) applicable at the time of making the investment before finalizing on any investment decision for Mutual Funds schemes. Before making an investment, please contact the investment expert at Deepak Wealth Framework for designing a portfolio that suits your needs. We deal in Regular Plans only for Mutual Fund Schemes and earn a Trailing Commission on client investments. Disclosure For Commission earnings is made to clients at the time of investments. Option of Direct Plan for every Mutual Fund Scheme is available to investors offering advantage of lower expense ratio. We are not entitled to earn any commission on Direct plans. Hence we do not deal in Direct Plans.

AMFI Registered Mutual Fund Distributor | ARN - 328771 | Date of Initial Registration: 14/05/2025 | Current Validity: 13/05/2028.

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