Direct Answer: Only about 11.2% of SIP accounts in India stay active beyond five years, industry data shows. Direct (DIY) investors discontinue far more often than advisor-guided investors because they tend to chase recent returns and panic-stop when performance cools, while advisor-guided investors get risk profiling and behavioural coaching that keeps them invested through market […]
Direct Answer: For most Indian families, buying a pure term insurance policy and investing separately in mutual funds delivers better family protection and more efficient wealth creation than a ULIP. Term insurance provides maximum cover at the lowest cost; mutual funds provide low-cost, SEBI-regulated, flexible investment. This approach is called the “Buy Term + Invest
Term Insurance vs ULIP: Which Is Better for Your Family in 2026? Read More >
Direct Answer: Building a ₹5 Crore corpus between ages 25 and 45 is achievable through disciplined monthly SIP investing, ideally with an annual step-up of around 5%. Starting early matters more than the amount — an investor starting a SIP at 25 can end up with significantly more wealth than someone who starts later, even
Wealth Creation Plan for Ages 25–45: How to Accumulate 5 Crore from Monthly Savings. Read More >
Direct Answer: The Rule of 72 is a quick formula to estimate how long an investment takes to double: divide 72 by the expected annual rate of return. For example, at 12% (a historical equity mutual fund average), your money doubles in roughly 6 years; at 7-8% (post office savings or FDs), it takes 9-10
Unlocking the Magic of the Rule of 72: Your Key to Doubling Investments Read More >
Investments in Mutual Funds are subject to Market Risks. Read all scheme related documents carefully before investing. Mutual Fund Schemes do not assure or guarantee any returns. Past performances of any Mutual Fund Scheme may or may not be sustained in future. There is no guarantee that the investment objective of any suggested scheme shall be achieved. All existing and prospective investors are advised to check and evaluate the Exit loads and other cost structure (TER) applicable at the time of making the investment before finalizing on any investment decision for Mutual Funds schemes. Before making an investment, please contact the investment expert at Deepak Wealth Framework for designing a portfolio that suits your needs. We deal in Regular Plans only for Mutual Fund Schemes and earn a Trailing Commission on client investments. Disclosure For Commission earnings is made to clients at the time of investments. Option of Direct Plan for every Mutual Fund Scheme is available to investors offering advantage of lower expense ratio. We are not entitled to earn any commission on Direct plans. Hence we do not deal in Direct Plans.
AMFI Registered Mutual Fund Distributor | ARN - 328771 | Date of Initial Registration: 14/05/2025 | Current Validity: 13/05/2028.
