A professional mutual fund portfolio review checks your funds for overlap, wrong risk level, and mismatched goals — something a simple app dashboard cannot do. If you started SIPs on your own and never had a second look, a review helps you catch costly gaps before they compound. Key Facts SEBI now requires fund houses
A complete family financial plan has three layers, in order. First, term insurance and health cover to protect income. Then an emergency fund. Then SIPs matched to your child’s school and college years. Start young, automate the SIP, and review the plan every year. Key Facts Section 80C allows a deduction of up to ₹1,50,000
Direct Answer: A family of four typically needs term cover worth 12–15 times the earning member’s annual income, plus outstanding loans and children’s education costs, minus existing savings and cover. For a household earning ₹12 lakh a year with a home loan, this often works out to ₹1.5–2 crore in total term cover — verify
Direct Answer: Before you buy health insurance in Chennai, check three things: network hospitals near you, waiting periods, and how the insurer handles claims. Before you file a claim, keep your ID, policy number, and hospital papers ready, and tell your insurer early. IRDAI requires insurers to decide on cashless requests within one hour. Final
Direct Answer: Fee-transparent financial advice means your advisor tells you upfront how they get paid. They name the fee, the commission, or both. It does not mean commission is dishonest. It means nothing is hidden. Ask directly, check the disclosure, and choose an advisor who answers without hesitation. Key Facts SEBI regulates mutual funds and
Short answer: yes, often. If you juggle several goals — child education, retirement, insurance, and taxes — a financial advisor usually earns their cost. Their value comes from better decisions and discipline, not stock-picking. DIY (Do It Yourself) works well if you have the time, financial literacy, and temperament to stay invested through market falls.
Quick Answer: No, index funds do not always beat active funds. In our live database of every large-cap, mid-cap, and small-cap fund in India as of 29 August 2026, a majority of active funds beat the average return of comparable index funds in most periods checked — especially in mid-cap and small-cap. But this is
At 45, retiring at 60 gives you 15 years to build your corpus. For someone spending ₹60,000 a month today, a common estimate — after adjusting for inflation and 25 years of retirement — is roughly ₹3.5–4 crore. Your own number depends on your expenses, assumed returns, and life expectancy. Key Facts You have 15
Quick answer: NRIs should structure Indian finances in three layers — the right bank account (NRE, NRO or FCNR), tax-efficient investments (mutual funds via NRE/NRO), and a retirement plan (NPS, existing PPF, or mutual fund SIPs). Filing an Indian tax return often recovers excess TDS. Key Facts Equity mutual fund gains held over 12 months
Direct Answer: A “financial advisor” is a broad, unregulated term in India. It can mean anyone from a bank relationship manager to an insurance agent. What actually matters is the specific registration behind the title. A SEBI Registered Investment Adviser (RIA) charges a fee and carries fiduciary duty. An AMFI Registered Mutual Fund Distributor (MFD)
Investments in Mutual Funds are subject to Market Risks. Read all scheme related documents carefully before investing. Mutual Fund Schemes do not assure or guarantee any returns. Past performances of any Mutual Fund Scheme may or may not be sustained in future. There is no guarantee that the investment objective of any suggested scheme shall be achieved. All existing and prospective investors are advised to check and evaluate the Exit loads and other cost structure (TER) applicable at the time of making the investment before finalizing on any investment decision for Mutual Funds schemes. Before making an investment, please contact the investment expert at Deepak Wealth Framework for designing a portfolio that suits your needs. We deal in Regular Plans only for Mutual Fund Schemes and earn a Trailing Commission on client investments. Disclosure For Commission earnings is made to clients at the time of investments. Option of Direct Plan for every Mutual Fund Scheme is available to investors offering advantage of lower expense ratio. We are not entitled to earn any commission on Direct plans. Hence we do not deal in Direct Plans.
AMFI Registered Mutual Fund Distributor | ARN - 328771 | Date of Initial Registration: 14/05/2025 | Current Validity: 13/05/2028.
