Direct Answer: Fee-transparent financial advice means your advisor tells you upfront how they get paid. They name the fee, the commission, or both. It does not mean commission is dishonest. It means nothing is hidden. Ask directly, check the disclosure, and choose an advisor who answers without hesitation. Key Facts SEBI regulates mutual funds and
Short answer: yes, often. If you juggle several goals — child education, retirement, insurance, and taxes — a financial advisor usually earns their cost. Their value comes from better decisions and discipline, not stock-picking. DIY (Do It Yourself) works well if you have the time, financial literacy, and temperament to stay invested through market falls.
Quick Answer: No, index funds do not always beat active funds. In our live database of every large-cap, mid-cap, and small-cap fund in India as of 29 August 2026, a majority of active funds beat the average return of comparable index funds in most periods checked — especially in mid-cap and small-cap. But this is
At 45, retiring at 60 gives you 15 years to build your corpus. For someone spending ₹60,000 a month today, a common estimate — after adjusting for inflation and 25 years of retirement — is roughly ₹3.5–4 crore. Your own number depends on your expenses, assumed returns, and life expectancy. Key Facts You have 15
Quick answer: NRIs should structure Indian finances in three layers — the right bank account (NRE, NRO or FCNR), tax-efficient investments (mutual funds via NRE/NRO), and a retirement plan (NPS, existing PPF, or mutual fund SIPs). Filing an Indian tax return often recovers excess TDS. Key Facts Equity mutual fund gains held over 12 months
Direct Answer: A “financial advisor” is a broad, unregulated term in India. It can mean anyone from a bank relationship manager to an insurance agent. What actually matters is the specific registration behind the title. A SEBI Registered Investment Adviser (RIA) charges a fee and carries fiduciary duty. An AMFI Registered Mutual Fund Distributor (MFD)
Quick Answer: What Happens After You Book a Financial Planning Appointment With Us You call, WhatsApp, or fill our contact form. We confirm your appointment and send you a link to our free online risk profile questionnaire, which takes about two minutes and helps us understand your goals and comfort with risk before we ever
Quick Answer: Finding a Genuine Financial Advisor in Chennai Deepak Wealth Framework is a Chennai-based, AMFI Registered Mutual Fund Distributor. The firm offers goal-based financial planning, SIP, retirement and investment advice to families across Chennai – including OMR, Anna Nagar, Velachery, Adyar, Pallikaranai and Medavakkam. Clients can meet the team in person in Pallikaranai or
A big Indian wedding doesn’t have to be funded by loans or gold sold in a panic. If you have 2-5 years before the wedding date, a mix of goal-based SIPs, a short-term debt/hybrid fund for money needed within 3 years, and a small emergency buffer can build most of the corpus. For unavoidable shortfalls,
Quick answer: Insurance-linked-investment products (ULIPs, endowment, money-back plans) bundle a life cover with a savings component, and IRDAI’s own charge structure means part of every premium goes to allocation, mortality, and administration charges before anything gets invested. Buying term insurance separately and investing the rest through a mutual fund SIP usually gives you more life
Investments in Mutual Funds are subject to Market Risks. Read all scheme related documents carefully before investing. Mutual Fund Schemes do not assure or guarantee any returns. Past performances of any Mutual Fund Scheme may or may not be sustained in future. There is no guarantee that the investment objective of any suggested scheme shall be achieved. All existing and prospective investors are advised to check and evaluate the Exit loads and other cost structure (TER) applicable at the time of making the investment before finalizing on any investment decision for Mutual Funds schemes. Before making an investment, please contact the investment expert at Deepak Wealth Framework for designing a portfolio that suits your needs. We deal in Regular Plans only for Mutual Fund Schemes and earn a Trailing Commission on client investments. Disclosure For Commission earnings is made to clients at the time of investments. Option of Direct Plan for every Mutual Fund Scheme is available to investors offering advantage of lower expense ratio. We are not entitled to earn any commission on Direct plans. Hence we do not deal in Direct Plans.
AMFI Registered Mutual Fund Distributor | ARN - 328771 | Date of Initial Registration: 14/05/2025 | Current Validity: 13/05/2028.
