Quick answer: Education costs in India are rising 10–12% a year — nearly double general inflation. A ₹20 lakh degree today can cost roughly ₹83 lakhs in 15 years. Starting a SIP as early as possible, combined with ELSS, SSY, and PPF in the right mix, is how families realistically bridge that gap. Key Facts […]
Quick answer: A genuine financial advisor in Chennai should hold either AMFI registration (as a Mutual Fund Distributor) or SEBI registration (as an Investment Adviser) — always verify this before investing. Beyond registration, look for one who builds a written, goal-based financial plan before recommending any product, rather than leading with a sale. Key Facts
Quick Summary: – Retirement planning in Chennai requires a corpus of ₹3–8 crore by age 60 depending on lifestyle. – NPS, PPF, and Equity Mutual Funds (SIP) each play a distinct role — the best results come from combining all three. – Starting at 30 vs 40 can make a difference of ₹2.5 crore in
Direct Answer: Gold suits conservative investors seeking stability, inflation protection, and long-term wealth preservation. Silver suits growth-oriented investors comfortable with higher volatility, driven by industrial demand in solar panels, EVs, and electronics. Most well-diversified portfolios in 2025 hold both — gold for safety, silver for upside. Key Facts: – Gold acts as a hedge against
Direct Answer: Building a ₹5 Crore corpus between ages 25 and 45 is achievable through disciplined monthly SIP investing, ideally with an annual step-up of around 5%. Starting early matters more than the amount — an investor starting a SIP at 25 can end up with significantly more wealth than someone who starts later, even
Direct Answer: The NPS Multiple Scheme Framework (MSF), effective from October 1, 2025, lets non-government (private sector and self-employed) NPS subscribers hold multiple schemes under a single PRAN, with equity exposure now allowed up to 100% — up from the earlier 75% cap. It offers greater personalization for retirement planning based on age and risk
Direct Answer: The Rule of 72 is a quick formula to estimate how long an investment takes to double: divide 72 by the expected annual rate of return. For example, at 12% (a historical equity mutual fund average), your money doubles in roughly 6 years; at 7-8% (post office savings or FDs), it takes 9-10
Investments in Mutual Funds are subject to Market Risks. Read all scheme related documents carefully before investing. Mutual Fund Schemes do not assure or guarantee any returns. Past performances of any Mutual Fund Scheme may or may not be sustained in future. There is no guarantee that the investment objective of any suggested scheme shall be achieved. All existing and prospective investors are advised to check and evaluate the Exit loads and other cost structure (TER) applicable at the time of making the investment before finalizing on any investment decision for Mutual Funds schemes. Before making an investment, please contact the investment expert at Deepak Wealth Framework for designing a portfolio that suits your needs. We deal in Regular Plans only for Mutual Fund Schemes and earn a Trailing Commission on client investments. Disclosure For Commission earnings is made to clients at the time of investments. Option of Direct Plan for every Mutual Fund Scheme is available to investors offering advantage of lower expense ratio. We are not entitled to earn any commission on Direct plans. Hence we do not deal in Direct Plans.
AMFI Registered Mutual Fund Distributor | ARN - 328771 | Date of Initial Registration: 14/05/2025 | Current Validity: 13/05/2028.
