How to reach ₹50 Lakhs in 10 years (Flat SIP vs Lumpsum+SIP vs Step-Up SIP)
Direct Answer: You can reach ₹50 lakhs in 10 years in more than one way. A flat SIP of about ₹22,500/month gets you there. So does a ₹2 lakh lumpsum plus a ₹20,000/month SIP. So does a Step-Up SIP that starts at just ₹15,500/month and grows by 10% every year. All three use a 12%



