Quick answer: Use a credit card wisely by spending only what you can repay. Pay the full bill before the due date every month. Then you earn cashback and reward points without paying interest. If you pay only the minimum amount due, interest starts, and you may lose the interest-free period. Check reward value, redemption
Quick answer: For most beginners, a diversified mutual fund SIP is an easier start than picking stocks. A SIP spreads your money across many companies and needs less research. Stocks give you full control but need regular study. Many investors do both: a SIP for long-term goals, and a small amount to learn stocks. Key
Quick answer: To build ₹1 crore in NPS, you need about ₹13,800 a month for 20 years. This assumes a 10% yearly return. At 8%, you need about ₹17,500, while at 12% you need about ₹10,900. However, starting earlier cuts the amount sharply. These are illustrations, not promises. Key Facts ₹13,800 a month for 20
Quick answer: Avoid three costly loans: instant personal loans, credit card cash advances, and lifestyle EMIs. Instant loans often charge 15% to 30% a year, plus fees. Credit card cash starts charging interest from day one. Lifestyle EMIs make you keep paying for products that lose value. Borrow only for real needs, and always compare
Quick answer: Car loan or cash payment? Good news — both can build wealth. For example, we tested a ₹10 lakh car. Both families’ investments grew to ₹15–25 lakh in 10 years. When funds earned 10% or more, the loan route added up to ₹1.69 lakh extra. But in a slower market, cash plus a
Investments in Mutual Funds are subject to Market Risks. Read all scheme related documents carefully before investing. Mutual Fund Schemes do not assure or guarantee any returns. Past performances of any Mutual Fund Scheme may or may not be sustained in future. There is no guarantee that the investment objective of any suggested scheme shall be achieved. All existing and prospective investors are advised to check and evaluate the Exit loads and other cost structure (TER) applicable at the time of making the investment before finalizing on any investment decision for Mutual Funds schemes. Before making an investment, please contact the investment expert at Deepak Wealth Framework for designing a portfolio that suits your needs. We deal in Regular Plans only for Mutual Fund Schemes and earn a Trailing Commission on client investments. Disclosure For Commission earnings is made to clients at the time of investments. Option of Direct Plan for every Mutual Fund Scheme is available to investors offering advantage of lower expense ratio. We are not entitled to earn any commission on Direct plans. Hence we do not deal in Direct Plans.
AMFI Registered Mutual Fund Distributor | ARN - 328771 | Date of Initial Registration: 14/05/2025 | Current Validity: 13/05/2028.
