SIP Calculator

SIP Calculator 2026 – Monthly SIP Returns Calculator | Deepak Wealth Framework
📈 Free Tool · Updated June 2026

SIP Returns Calculator

Find out how much your monthly SIP can grow into — in 5, 10, 15 or 20 years.

Illustrations at AMFI standard rates: 8% · 10% · 12% p.a. | Not a guarantee of returns.

Adjust Your SIP
₹500₹1 Lakh
1 Yr30 Yrs
8%
Conservative
10%
Moderate
12%
Aggressive
6%18%
Note: 12% p.a. is the AMFI standard illustration rate. Actual mutual fund returns vary by fund, category, and market conditions. Past returns are not indicative of future performance.
Your SIP Results
Total Invested
—
Est. Returns
—
Total Corpus
—
Invested Returns gained
— —
💡 Wealth Multiplier
Your money grows —x
Ready to Start Your SIP?

Talk to Deepak Gokul, CWM® · ARN-328771

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📊 Year-by-Year Growth Projection
Invested Corpus Value
⚖️ Return Scenario Comparison — Same SIP, Different Rates
8%
Conservative
Estimated Corpus
—
Invested: — Returns: —
10%
Moderate
Estimated Corpus
—
Invested: — Returns: —
12%
Aggressive
Estimated Corpus
—
Invested: — Returns: —

*Scenario comparison uses your current SIP amount and duration. Returns are illustrative only.

📋 Year-by-Year Breakdown
YearTotal InvestedReturns EarnedCorpus Value
💡 How SIP Compounding Works
📅

Step 1 — Invest Monthly

Every month, a fixed amount is auto-debited and invested in your chosen mutual fund. No timing the market needed.

📈

Step 2 — Units Accumulate

Your money buys more units when markets fall (rupee cost averaging) and fewer when markets rise — smoothing out volatility.

🚀

Step 3 — Compounding Grows Wealth

Returns on your returns create exponential growth. The longer you stay invested, the more compounding works in your favour.

DG
Deepak Gokul, CWM® · Certified Retirement Adviser

Chartered Wealth Manager · Founder, Deepak Wealth Framework · Pallikaranai, Chennai

AMFI Registered MFD | ARN-328771 | Deepak Wealth Framework Pvt Ltd

+91 99402 47435 deepakwealth.com LinkedIn YouTube
Disclaimer: This SIP calculator is for educational and illustration purposes only. It does not constitute investment advice. Returns shown are based on AMFI standard illustration rates (8%, 10%, 12% p.a.) and are not guaranteed. Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Deepak Gokul is a SEBI-compliant AMFI Registered Mutual Fund Distributor (ARN-328771).

Disclaimer

Investments in Mutual Funds are subject to Market Risks. Read all scheme related documents carefully before investing. Mutual Fund Schemes do not assure or guarantee any returns. Past performances of any Mutual Fund Scheme may or may not be sustained in future. There is no guarantee that the investment objective of any suggested scheme shall be achieved. All existing and prospective investors are advised to check and evaluate the Exit loads and other cost structure (TER) applicable at the time of making the investment before finalizing on any investment decision for Mutual Funds schemes. Before making an investment, please contact the investment expert at Deepak Wealth Framework for designing a portfolio that suits your needs. We deal in Regular Plans only for Mutual Fund Schemes and earn a Trailing Commission on client investments. Disclosure For Commission earnings is made to clients at the time of investments. Option of Direct Plan for every Mutual Fund Scheme is available to investors offering advantage of lower expense ratio. We are not entitled to earn any commission on Direct plans. Hence we do not deal in Direct Plans.

AMFI Registered Mutual Fund Distributor | ARN - 328771 | Date of Initial Registration: 14/05/2025 | Current Validity: 13/05/2028.

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