Direct Answer: Deepak Wealth Framework provides ongoing portfolio review and rebalancing guidance for your mutual fund investments — tracking performance against your goals and recommending changes when needed — as a non-discretionary, goal-based advisory service from Deepak Wealth Framework, an AMFI Registered Mutual Fund Distributor (ARN-328771), not a discretionary portfolio manager.
📋 Key Facts
- This is a non-discretionary review service — every investment decision requires your approval; Deepak Wealth Framework does not trade or reallocate funds on your behalf without your consent.
- Discretionary Portfolio Management Services (PMS) are a separate, distinctly SEBI-regulated category requiring a dedicated PMS license — different from an AMFI Registered Mutual Fund Distributor (MFD) registration.
- Reviews track your existing mutual fund holdings against your original goals, flagging underperformance, drift from target allocation, or funds that no longer fit your timeline.
- As an AMFI Registered MFD, this guidance is offered without a separate advisory fee on Regular Plan investments, compensated via a fund-house-paid commission fully disclosed upfront.
- Reviews are typically conducted periodically (at least annually) and after major life or market events, rather than through constant active trading.
Once a SIP or mutual fund investment is set up, it still needs periodic attention — funds can underperform their category, allocations can drift from the original plan, and life circumstances change. Deepak Wealth Framework provides ongoing portfolio review and rebalancing guidance to keep your mutual fund investments aligned with your goals, always with your decision-making at the center.
Our Portfolio Review Services
Periodic Performance Review
Reviewing existing mutual fund holdings against relevant benchmarks and category peers to flag consistent underperformance.
Asset Allocation Check
Checking whether your current equity/debt/hybrid mix still matches your original risk profile and goal timeline.
Rebalancing Recommendations
Suggesting specific rebalancing moves when allocation has drifted, with the final decision and execution always in your hands.
Goal Progress Tracking
Checking whether your SIP corpus is on track for its target goal — retirement, education, or a wealth milestone — and flagging shortfalls early.
Life-Event Portfolio Check-ins
A dedicated review after major events — a job change, new goal, or market shock — to see if your investments still fit your situation.
Annual Comprehensive Review
A yearly, structured review covering performance, allocation, and goal progress together, with a written summary of recommendations.
Frequently Asked Questions
Does Deepak Wealth Framework offer discretionary Portfolio Management Services (PMS)?
No. Discretionary PMS is a separate, distinctly SEBI-regulated category requiring its own PMS license. As an AMFI Registered Mutual Fund Distributor, Deepak Wealth Framework provides non-discretionary portfolio review and rebalancing guidance — every decision requires your approval.
How often is my portfolio reviewed?
Reviews are typically conducted at least annually, plus additional check-ins after major life events (job change, new goal) or significant market movements.
Is there a separate fee for portfolio review?
No separate advisory fee is charged for Regular Plan mutual fund guidance. Compensation comes through a commission paid by the fund house, fully disclosed upfront.
Will you buy or sell funds on my behalf without asking me?
No. Every rebalancing or switch recommendation is explained to you first, and you make the final decision and provide approval before any transaction happens.
What happens if my portfolio has drifted from my original goal?
You'll receive a clear explanation of the drift and specific rebalancing recommendations to bring your allocation back in line with your original timeline and risk profile.
Ready for a Portfolio Review?
Talk to Deepak Gokul, CWM®, about reviewing your existing mutual fund investments against your goals.
Book a Free Consultation →