Short answer: Use a simple rule before every big money decision. For a car, pay 20% down, repay within 4 years, and keep all car costs near 10% of income. Keep total loan EMIs near 35–40% of take-home pay. Pay credit cards in full. Spread your investments. Start retirement saving early. Key Facts The 20/4/10
Last updated: 17 October 2026 Quick answer: Before you save or invest, run seven checks. Compare Sukanya Samriddhi Yojana (8.2%) for a girl child. For a boy, ask about Ponmagan Podhuvaippu Nidhi or PPF (7.1%). Understand NPS tax rules. Read FD penalty terms. Compare insurance claims, not just premium. Check credit card charges. Verify SEBI
Investments in Mutual Funds are subject to Market Risks. Read all scheme related documents carefully before investing. Mutual Fund Schemes do not assure or guarantee any returns. Past performances of any Mutual Fund Scheme may or may not be sustained in future. There is no guarantee that the investment objective of any suggested scheme shall be achieved. All existing and prospective investors are advised to check and evaluate the Exit loads and other cost structure (TER) applicable at the time of making the investment before finalizing on any investment decision for Mutual Funds schemes. Before making an investment, please contact the investment expert at Deepak Wealth Framework for designing a portfolio that suits your needs. We deal in Regular Plans only for Mutual Fund Schemes and earn a Trailing Commission on client investments. Disclosure For Commission earnings is made to clients at the time of investments. Option of Direct Plan for every Mutual Fund Scheme is available to investors offering advantage of lower expense ratio. We are not entitled to earn any commission on Direct plans. Hence we do not deal in Direct Plans.
AMFI Registered Mutual Fund Distributor | ARN - 328771 | Date of Initial Registration: 14/05/2025 | Current Validity: 13/05/2028.
