Quick answer: Yes. A non-government NPS subscriber can take a normal exit after 15 years in NPS or at age 60. Whichever comes first applies. You can withdraw up to 80% as a lump sum. At least 20% must buy an annuity. Only 60% of the corpus is clearly tax-free. The extra 20% may be
Direct Answer: The NPS Multiple Scheme Framework (MSF), effective from October 1, 2025, lets non-government (private sector and self-employed) NPS subscribers hold multiple schemes under a single PRAN, with equity exposure now allowed up to 100% — up from the earlier 75% cap. It offers greater personalization for retirement planning based on age and risk
Investments in Mutual Funds are subject to Market Risks. Read all scheme related documents carefully before investing. Mutual Fund Schemes do not assure or guarantee any returns. Past performances of any Mutual Fund Scheme may or may not be sustained in future. There is no guarantee that the investment objective of any suggested scheme shall be achieved. All existing and prospective investors are advised to check and evaluate the Exit loads and other cost structure (TER) applicable at the time of making the investment before finalizing on any investment decision for Mutual Funds schemes. Before making an investment, please contact the investment expert at Deepak Wealth Framework for designing a portfolio that suits your needs. We deal in Regular Plans only for Mutual Fund Schemes and earn a Trailing Commission on client investments. Disclosure For Commission earnings is made to clients at the time of investments. Option of Direct Plan for every Mutual Fund Scheme is available to investors offering advantage of lower expense ratio. We are not entitled to earn any commission on Direct plans. Hence we do not deal in Direct Plans.
AMFI Registered Mutual Fund Distributor | ARN - 328771 | Date of Initial Registration: 14/05/2025 | Current Validity: 13/05/2028.
