Car loan or cash payment case study comparing a ₹10 lakh car purchase with mutual fund investing

Car Loan or Full Cash Payment? A ₹10 Lakh and ₹15 Lakh Case Study (2026)

Quick answer: Car loan or cash payment? Good news — both can build wealth. For example, we tested a ₹10 lakh car. Both families’ investments grew to ₹15–25 lakh in 10 years. When funds earned 10% or more, the loan route added up to ₹1.69 lakh extra. But in a slower market, cash plus a