Use this free SWP Calculator to find out how long your mutual fund corpus will
last, how much monthly income you can withdraw, and what legacy wealth remains
for your family. Enter your lump sum, expected return (8–12%), withdrawal rate
(4–8%), and period (5–40 years) to get instant results.
Deepak Wealth Framework
SWP Calculator
Systematic Withdrawal Plan — Monthly income, corpus longevity & legacy wealth
Input Mode
Set Withdrawal Rate (%)
Set Monthly Amount (₹)
₹
⚠ Depletion Risk: Corpus may run out before the selected period ends. Reduce monthly withdrawal or increase expected return.
✓ Sustainable SWP: Your withdrawal plan is sustainable. Legacy corpus will remain for your heirs.
Monthly Withdrawal
—
Credited to bank each month
Legacy Corpus
—
Remaining at end of period
Total Withdrawn
—
Over entire SWP period
Fund Returns Earned
—
Market growth during SWP
📈 Corpus Journey Over Time
📋 Year-by-Year Breakdown
| Year | Opening Corpus | Fund Returns | Amount Withdrawn | Closing Corpus |
|---|
Disclaimer: This calculator is for illustrative purposes only. Mutual fund returns are market-linked and not guaranteed. Please consult a SEBI-registered financial advisor before investing.
deepakwealth.com | Deepak Gokul, CWM®, Certified Retirement Adviser | ARN-328771
deepakwealth.com | Deepak Gokul, CWM®, Certified Retirement Adviser | ARN-328771