Free Planning Tool

Term Plan + SIP Calculator

See how a term insurance cover and a monthly SIP work together. Choose Regular Pay or Limited Pay, enter your numbers and get your protection and wealth picture. Protection first, wealth alongside.

Choose your plan type

Your inputs

Protection (Term Plan)

Your current age

Policy term

Life cover (sum assured)

Yearly term premium (₹)

Enter your insurer’s quote for the chosen plan.

Wealth (SIP)

Monthly SIP (₹)

Expected return % per year, max 15%

Returns are not guaranteed. Try 8%, 10% and 12% to see a range.

Your yearly outgo

SIP per year

Term plan premium per year

Total you pay per year

Regular Pay Plan

Life cover till age

Total premium paid

Total SIP invested

Total outgo (premium + SIP)

SIP corpus at end of term

SIP corpus growth over the policy term

Show year-by-year table

Year	Age	Life cover	Premium paid	SIP invested	SIP corpus	Cover + corpus

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Mobile number *

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This calculator gives illustrative projections only. Actual premiums depend on the insurer, your age, health and the plan chosen; please use your insurer’s quote. Returns are assumed constant for simplicity, whereas actual mutual fund returns fluctuate and are not guaranteed. Insurance is the subject matter of solicitation. Mutual Fund investments are subject to market risks, read all scheme related documents carefully. This is for general education and is not investment or insurance advice. Deepak Wealth Framework Pvt Ltd is an AMFI Registered Mutual Fund Distributor, ARN: 328771. We deal in Regular Plans.