Choose whether you're investing a single lump sum today, or a fixed amount every year for a few years and letting it grow further. Enter your numbers to see the projected future value, year by year.
One-Time Lumpsum Details
Annual Lumpsum Details
Total duration: 5 + 10 = 15 years
| Year | Investment | Year-End Value |
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Book a Free ConsultationIllustration and returns assumed above are based purely on the inputs you enter. These are neither indicative nor guaranteed returns. Mutual Fund investments are subject to market risks; please read all scheme-related documents carefully before investing. — Deepak Wealth Framework Pvt Ltd, AMFI Registered Mutual Fund Distributor, ARN-328771.
A one-time lumpsum is a single investment made today that then grows untouched for your chosen time period. An annual lumpsum is a fixed amount invested once every year for a set number of years (the payment period), after which the accumulated amount continues to grow untouched until your final goal year (the investment period).
Future Value = Investment × (1 + Rate of Return)Number of Years. For example, ₹1,00,000 invested for 10 years at an assumed 12% p.a. grows to approximately ₹3,10,585.
Each year's investment grows at the assumed rate from the point it is invested. The amount built up by the end of the payment period then continues to compound, untouched, for the remaining years until the investment period ends. This is why the payment period (years you actually invest) can be shorter than the investment period (total years until your goal).
No. The rate of return you enter is an assumption for illustration only, based on your own expectation or a long-term category average. Actual mutual fund returns vary year to year and are never guaranteed. Please treat this projection as a planning guide, not a promise.
It depends on when you have the money available. If you already have a lump sum ready to invest, the one-time lumpsum mode applies. If you receive money periodically, such as an annual bonus, and want to invest a fixed amount each year, the annual lumpsum mode shows how that builds up over time.
No. This is a pre-tax, pre-cost illustration of growth at your assumed rate. Actual returns after taxes, expense ratios, and exit load (if withdrawn early) will be lower than the figures shown here.